Ocean Beach is located on the Barnegat Peninsula along the Jersey Shore,
separating the Barnegat Bay from the Atlantic Ocean.
The bay at Ocean Beach Unit 1 is a beautiful place
to watch some of the best sunsets on the east coast.
February 27, 2015
The FEMA Workshop on Wednesday held over in Toms River, was meant to be for indiviual homeowners and their questions. But in conversation with the FEMA representative that I talked to and the Insurance representative I talked to, here is a summary of what I learned.
The most current maps are available on www.Region2Coastal.com/sandy/table. These maps are currently scheduled to be adopted in the summer of 2016. At that time then insurance carriers can then use those maps for flood insurance rates. In OBI, where some homes were originally in VE 10 zone and they are now not in a flood zone, until the maps are adopted the residentsy can not take advantage of the reduced insurance premiums.
Will the Beach Replenishment scheduled to be done by the Army Core of Engineers change the current maps? The consistent response I got was that FEMA would look at the information provided by the ACE when completed, and determine whether there should be any adjustments in the maps. The FEMA representative I talked too, felt there would not be any adjustments to the bayside flood zones as a result of the ACE work.
I have attached the FEMA map for OBI, the ocean front houses are in VE 16 zone, meaning that they would have to be elevated at least 16 feet above sea level, and be constructed to withstand wave action. The house behind them, generally 4--5 house down each street are not in a flood zone. Below them to down Bay Beach Way, the zone is AE 7. The last four houses on each side of Bay Beach Way are in AE8 zone.
The other document is just information on flood risks and insurance options. The bottom of the page talks about the 90 day appeal period that is now available to homeowners, i.e., if a homeowner feels they are in a zone that they should not be they can appeal, to FEMA. The current deadline for appeals is June 30th.